National Down Payment Assistance Programs

States Programs

Alabama

• Affordable Income Subsidy Grant
• Alabama Housing Finance Authority Step Up Program
• Homeownership Down Payment Assistance Program
• Mobile County Down Payment Assistance Program

Alaska

• Affordable Housing Enhanced Loan Program
• Cook Inlet Down Payment Assistance Program
• Home Opportunity Program
• THRHA Down Payment Assistance Program

Arizona

• Arizona Homebuyer Down Payment Assistance: HOME+PLUS
• Family Housing Resources Down Payment Assistance
• HOME Plus Program
• Maricopa County Home in Five Advantage Program
• Pathway to Purchase Down Payment Assistance
• Pima Tucson Homebuyer’s Solution Program

Arkansas

• ADFA Down Payment Assistance
• Arkansas Dream Down Payment Initiative
• City of Pine Bluff Down Payment Grants
• Crawford-Sebastian Homeownership Center
• Jonesboro Homeownership Assistance Program.

California

• Brentwood Down Payment Assistance Program
• CalHFA My Home Assistance Program
• Emeryville First Time Homebuyer Loan Program
• GSFA Platinum Program
• Los Angeles County Affordable Homeownership Program
• Monterey County Down Payment Assistance Program
• Orange County Housing and Development Mortgage Assistance Program
• San Diego County Down Payment / CalHome Program
• Santa Ana Downpayment Assistance Program

Colorado

• CHAC Down-Payment Assistance Program
• Metro Mortgage Assistance Plus Program
• MetroDPA Down Payment Assistance
• Turnkey Plus Mortgage Program

Connecticut

• CHFA Downpayment Assistance Program
• Fairfield Homeownership Assistance Program
• Hamden First-Time Homebuyer Down Payment Assistance Grant
• HouseHartford Homebuyer Assistance Program

Delaware

• Delaware State Housing Authority (DSHA) Preferred Plus Program
• New Castle County Down Payment Settlement Program
• New Castle County ReVaMP Program

District of Columbia

• DC Open Doors Down Payment Assistance

Florida

• Broward County Homebuyer Purchase Assistance Program
• Escambia County Down Payment and Closing Cost Assistance
• Hardest Hit Fund Down Payment Assistance
• Headstart to Homeownership Program – Jacksonville/Duval County
• HFA Miami-Dade Mortgage Program
• Home Key Plus 2nd Mortgage
• Home Sweet Home Hillsborough Program
• Lee County FirstPlus Program
• Orange County Down Payment Assistance Program
• Palm Bay Home Down Payment Assistance Program
• State Housing Initiatives Partnership Program

Georgia

• Augusta Homeownership Assistance Program
• Georgia Dream Homeownership Program
• Homestretch Down Payment Assistance Program
• Neighborhood Works Columbus
• Savannah Dream Maker Home Buyer Assistance Program
• We DeKalb DPA Program

Hawaii

• HHOC Down Payment Assistance Loan
• Honolulu Down Payment Loan Program
• Hula Mae Mortgage Loan Program

Idaho

• Good Credit Rewards Program

Illinois

• 1stHomeIllinois
• City of Alton’s Homeownership Program
• Community Connections Home Buyer Assistance Program
• Down Payment Plus Programs
• HOMEbuyer Program – Madison County
• Joliet Down Payment Assistance Program
• Kane County First-Time Homebuyer Program
• Normal Homebuyer’s Down Payment Assistance Program
• Romeoville Assist Program

Indiana

• City of Gary Indiana First Time Home Buyer Down Payment Assistance
• Indiana Home Solution Program
• Lake County Homebuyers Assistance Program

Iowa

• Cedar Rapids First Time Home Buyer Program
• Dubuque First-Time Homebuyer Loan Program
• FirstHome Plus
• Home$tart and Home$tart Plus Programs
• Waterloo Down Payment Assistance Program

Kansas

• Kansas Housing Assistance Program
• KHRC First Time Homebuyer Program

Kentucky

• Hardest Hit Fund Down Payment Assistance
• Louisville Down Payment Assistance Program

Louisiana

• City of Kenner First Time Homebuyers Assistance Program
• Expand to Homeownership
• LHC Preferred Conventional Program
• Market Rate GNMA Program
• Shreveport Home Buyers Assistance Program
• Southern Mortgage Assistance Program

Maryland

• ACDS Mortgage Assistance
• Gaithersburg Homebuyer Assistance Loan Program
• Home Stretch Down Payment Assistance Program
• Maryland Mortgage Program

Massachusetts

• City of Cambridge Down Payment Assistance
• City of Springfield Down Payment Assistance
• City of Worcester Down Payment Program
• Operation Welcome Home

Michigan

• Michigan First Home Down Payment Assistance
• Michigan Next Home Down Payment Assistance

Minnesota

• Down Payment and Closing Cost Loans
• NeighborhoodLIFT
• Project Reinvest

Mississippi

• Mortgage Revenue Bond
• Smart Solution

Missouri

• City of Columbia Homeownership Assistance Program
• First Place Loan Program
• First Time Homebuyer Program
• Missouri Housing Development Commission DPA Program
• Next Step Program

Montana

• Bond Advantage Down Payment Assistance Program
• NeighborWorks Montana

Nebraska

• NIFA Loan Programs

Nevada

• Home at Last Access Down Payment Assistance Grant
• Home Is Possible Down Payment Assistance Grant

New Hampshire

• Home Flex Plus

New Jersey

• NJHMFA Down Payment Assistance Program

New Mexico

• New Mexico Mortgage Finance Authority – FirstHome and FirstDown Programs
• New Mexico Mortgage Finance Authority – HomeNow Program
• New Mexico Mortgage Finance Authority – NextHome Program

New York

• Albany County Rural Housing Alliance Acquisition Grant
• City of Albany Home Acquisition Program (HAP)
• First Time Home Buyer’s Program
• Homebuyer Down Payment Assistance
• Homebuyer Dream Program®
• NY State Association of Realtors Housing Opportunities Foundation
• Rensselaer County Homebuyer Program
• State of New York Mortgage Agency Down Payment Assistance Loan

North Carolina

• Greensboro Homebuyer Down Payment Assistance
• HouseCharlotte Program
• NC Home Advantage Mortgage Program
• Raleigh Homebuyer Program
• Winston-Salem Home Ownership AssistanceProgram

North Dakota

• NDHFA Downpayment and Closing Cost Assistance Program
• Start Program

Ohio

• Bowling Green Housing Programs
• Communities First Down Payment Assistance Program
• Cuyahoga County Down Payment Assistance Program
• Dayton Down Payment Assistance Program
• Toledo Down Payment Assistance
• Your Choice! Down Payment Assistance Program

Oklahoma

• City Down Payment Assistance Program
• Oklahoma City Homebuyer Assistance Program
• Oklahoma Housing Finance Agency Down Payment Assistance
• REI Down Payment Assistance Program

Oregon

• City of Portland Down Payment Assistance Loan (DPAL)
• City of Salem First-Time Homebuyer Downpayment Assistance Loan Program (FTHB)
• Extra Step and Project Reinvest Loans
• First Time Home Buyer Loan Program
• HOME Foundation Buyers Assistance Grant

Pennsylvania

• Beaver County First Time Buyer Program
• Chester County First Time Home Buyer Program
• Cumberland County Affordable Housing Trust Fund First-Time Homebuyer’s Program
• Delaware County Homeownership First Program
• HOMEstead Downpayment and Closing Cost Assistance Loan
• Keystone Advantage Assistance Loan Program

Rhode Island

• Housing Works Rhode Island Spring7500 Program
• Rhode Island Housing’s Extra Assistance Program

South Carolina

• Homeownership Program
• Richland County Home Ownership Assistance

South Dakota

• Fixed Rate Plus Option
• HAPI Down Payment Closing Cost Assistance

Tennessee

• City of Clarksville First Time Home-Buyers Program
• City of Memphis Down Payment Assistance Programs

Texas

• 5 Star Texas Advantage Program
• Austin Down Payment Assistance Program
• Harris County Community Services Department DPA Program
• Homeownership Across Texas
• Homes for Texas Heroes Program
• My First Texas Home
• Travis County – Hill Country Home Down Payment Assistance

Utah

• CDCU Down Payment Assistance
• UHC Down Payment Assistance
• West Valley City Down Payment Assistance Grant

Vermont

• Manufactured Housing Down Payment Loan Program
• Vermont Housing Finance Agency ASSIST Loan

Virginia

• HOMEownership Down Payment and Closing Cost Assistance Program
• VHDA Down Payment Assistance Grant

Washington

• ARCH East King County Downpayment Assistance Loan
• Bellingham Downpayment Assistance
• Home Advantage Down Payment Assistance Loan Program
• HomeChoice Down Payment Assistance Program
• Opportunity Downpayment Assistance Loan Program
• Pierce County Downpayment Assistance Program
• Seattle Downpayment Assistance Program
• Tacoma Down Payment Assistance Program
• Veterans Downpayment Assistance Loan Program

West Virginia

• HOMEownership Program
• Movin’ Up Program

Wisconsin

• Easy Close Advantage Program

Wyoming

• Home$tretch Loan Program
• Welcome Home Wyoming Program